Financial Restructuring Company
A financial restructuring company helps businesses change the way they manage money and debts. Many Dubai companies need this support to survive tough markets.
What Does a Financial Restructuring Company Do?
- Reviews all loans, debts, and cash flow
- Finds new ways to pay off or reduce debts
- Helps owners make better money plans
Why Hire a Financial Restructuring Company?
- Companies get new plans for handling financial stress
- Experts deal with banks and creditors for you
- Owners save time and avoid costly mistakes
Table: Steps in Financial Restructuring
| Step | Action Taken |
|---|---|
| Review Debts | Study all existing loans |
| Make a New Plan | Create new payment schedule |
| Negotiate with Lenders | Get better loan terms |
Corporate Financial Distress Restructuring and Bankruptcy
Corporate financial distress restructuring and bankruptcy means helping a business when it’s struggling to pay its debts. Sometimes companies need to restructure or go through bankruptcy to survive.
What Is Financial Distress?
- When a business can’t pay its bills on time
- Owners feel stress about daily operations
- Banks may ask for payments or more security
How Does Restructuring or Bankruptcy Help?
- Restructuring lets companies make new deals with creditors
- Bankruptcy can protect businesses from lawsuits
- Both give owners a second chance to fix their finances
Bullet Points: Signs of Financial Distress
- Late bill payments
- Rising debts with no clear plan
- Banks refuse new loans
IFRS 9 Restructured Loans
IFRS 9 restructured loans are loans that have changed terms due to financial trouble, as per international accounting rules. Dubai companies must follow IFRS 9 when they change or restructure loans.
What Are IFRS 9 Rules?
- Companies report all loan changes clearly
- Restructured loans need special notes in accounts
- Auditors check if rules are followed correctly
Why Follow IFRS 9 for Restructured Loans?
- It helps businesses stay compliant with global standards
- Owners can show lenders they are honest and careful
- Auditors and banks trust IFRS 9-compliant reports
Table: IFRS 9 Loan Changes
| Loan Change Type | What’s Required |
|---|---|
| Changed Terms | Detailed note in report |
| Payment Holidays | New repayment schedule |
| Reduced Interest Rate | Bank approval needed |
Types of Financial Restructuring
Types of financial restructuring are different ways companies fix their finances. Not every company needs the same plan.
Main Types of Financial Restructuring
- Debt restructuring for changing loan terms
- Equity restructuring for selling shares
- Operational restructuring for cost-saving steps
When to Use Each Type
- Use debt restructuring when payments are hard to make
- Try equity restructuring to raise new funds
- Use operational restructuring to cut business costs
Bullet Points: Types of Financial Restructuring
- Debt restructuring: Fix loan schedules
- Equity restructuring: Change company ownership
- Operational restructuring: Lower expenses
Financial Advisor Debt Restructuring
A financial advisor debt restructuring service means an expert guides you in managing debts. Dubai business owners use advisors for trusted advice.
What Does a Financial Advisor Do?
- Reviews your total debts and interest rates
- Talks to banks to get better loan deals
- Plans the safest way to pay off loans
Why Get a Financial Advisor?
- You avoid mistakes with professional help
- Advisors give tips for keeping good credit
- Plans from experts work better for long-term growth
Restructuring Costs on Income Statement
Restructuring costs on income statement show what you spend to change your company’s structure. These costs must be reported clearly in your financial records.
What Counts as Restructuring Cost?
- Fees paid to advisors or lawyers
- Severance pay for staff changes
- Penalties or charges from breaking contracts
Why Track Restructuring Costs?
- It helps owners see the true cost of changes
- Investors and banks ask about these costs
- Clear records keep you safe during audits
Table: Example of Restructuring Costs
| Cost Type | Amount Shown on Income Statement (AED) |
|---|---|
| Advisor Fees | 500 – 1500 |
| Legal Charges | 100 – 500 |
| Contract Penalties | 500 – 1000 |
What Can Help You: Mubarak Al Ketbi Chartered Accountants
Mubarak Al Ketbi Chartered Accountants can help your business with corporate finance & restructuring Services in Dubai, UAE. Our team reviews your debts, plans restructuring, and guides you with IFRS 9 and all compliance. We handle every step so you don’t have to worry.
We’ll:
- Study your company’s finances and suggest the best restructuring plan
- Deal with banks, creditors, and legal needs for you
- Report all costs on your income statement with care
For more information, visit our office “Saraya Avenue Building – Office M-06, Block/A, Al Garhoud, Dubai – UAE” or contact/WhatsApp on this number +971 50 276 2132. Remember, when it comes to business change, don’t put all your eggs in one basket—let experts guide your financial restructuring every step of the way!
Table: Price Range for Corporate Finance & Restructuring
| Service Type | Price (AED) |
|---|---|
| Debt Restructuring Plan | 100 – 500 |
| Full Restructuring Package | 500 – 1500 |
| Bankruptcy & Legal Advisory | 1500 – 3000 |
